SUMMARY
With direction and supervision from the Renewable Energy Division Director Supervisor, provides direct support to Relationship Manager(s) and the Division Director, to manage the progression of loan boarding requests through funding. Support Portfolio Manager with maintenance of relationships throughout the term of the lease or loan. Prepares, or assists in the preparation of submission packages to loan / lease boarding, supports construction management team with draw requests, and assists the relationship management team with tracking maturities, financial reporting / covenant ticklers, and annual review due dates.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Management of the sales process from approved Credit Authorization through closing of transaction.
- Boarding of each relationship onto lease management software, Orion. Management of leases on Orion.
- Work directly with loan operations and servicing teams to maintain reporting and client satisfaction.
- Provide support to Division Director by working directly with Bank’s counsel for redlines to documentation.
- Provides documentation management through the contracting and negotiation process for each lease.
- Review contracts and ancillary legal documents for consistency with approvals and Bank requirements.
- Stay up-to-date with industry trends and regulations
- Maintains accurate, up-to-date log of all activity and credit arrangements during each transaction process..
- Works with clients to address past due payments and / or impending maturities.
- Conducts trade, credit, and reference checks on Key Parties.
ADDITIONAL RESPONSIBILITIES
- Demonstrates a high degree of professionalism in communication, attitude and teamwork with customers, peers, and management.
- Demonstrates a high level of quality work, attendance and appearance.
- Adheres to all Company Policies & Procedures and Safety Regulations.
- Adheres to local, state, and federal laws.
- Understands and complies with all company rules and regulations.
- Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations governing financial institutions, as they apply to your position and job responsibilities, with an emphasis on related tax credits. BSA/AML/CIP, Consumer Privacy, Regulation CC, Information Security, Bank Protection Act, FACT-Identity Theft, Information Technology, and GLBA.
- Additional duties as assigned as it relates to the position.
SUPERVISORY RESPONSIBILITIES
This position does not have supervisory responsibilities.
MINIMUM QUALIFICATIONS
- A bachelors degree from a four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.
- Capacity and willingness to learn in a fast-paced environment while handling a strong volume of workflow from various sources.
- Proven experience as an Account Executive or similar role
- Excellent communication and interpersonal abilities
- Paralegal or equivalent experience
- Experience reviewing legal documentation for compliance with credit approvals and / or Bank policy
- Ability to work independently and as part of a team
- Knowledge of Renewable Energy industry and regulations a plus
COMPETENCIES:
PHYSICAL DEMANDS: In general, the following physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to allow differently abled individuals to perform the essential functions of the job.
- Standing, walking, and squatting less than fifty percent of the work shift
- Required to lift, move, and carry up to 40 pounds.
- Ability to read, count and write to accurately complete all documentation and reports.
- Must be able to see, hear and speak in order to communicate with employees and other customers.
- Specific vision abilities include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus.
- Manual dexterity required using hands to finger; handle, feel and type; reach with hands and arms
WORK ENVIRONMENT: In general, the following conditions of the work environment are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to allow differently abled individuals to perform the essential functions of the job within the environment.
- The workspace is clean, orderly, properly lighted and ventilated with the proper safety compliance.
- Noise levels are considered moderate.
Sunwest Bank Is an Equal Opportunity Employer
Sunwest Bank works with staff members and customers without regard to race, ancestry, national origin, sex, marital status, age, religion, medical condition, handicap, disability, or veteran status and to assist the Bank in maintaining its Affirmative Action Program.
Compliance with Bank Secrecy Act laws and regulations is considered an extremely serious matter, and it is intended that Sunwest Bank, through the purposeful efforts of its employees and officers, are expected to make every resolute attempt to conform to its Bank Secrecy Act Program and Procedures. Failure to comply will be reflected in their performance review as well as in any bonus compensation programs in which they may participate.
Attend and complete all required classroom, computer-based, web-based and seminar training. It is the individual responsibility of every employee to maintain a current awareness and understanding of and to fully comply with Sunwest Banks Code of Ethics and Conduct. Each employee is also expected to maintain an awareness of the laws, regulations, internal policies and procedures that are appropriate for his/her position.
Note: The preceding job description has been designed to indicate the general nature and level and work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All job descriptions can be amended without notice as warranted by business necessity.